HMDA Regulatory Updates
Reading the Latest HMDA Peer Snapshot Data With Care: What We Found, and Why It MattersThe 2025 Home Mortgage Disclosure Act (HMDA) National Snapshot data was made publicly available by the Consumer Financial Protection Bureau (CFPB) and the Federal Financial Institutions Examination Council (FFIEC) on June 23, 2026. Institutions using RiskExec now have access to the dataset for peer analysis, benchmarking, and year-over-year redlining review. As with any public HMDA […]
Community Development Community Reinvestment Act (CRA)
What Examiners Look for in CRA Community Development ServicesCommunity development services remain one of the more nuanced components of Community Reinvestment Act (CRA) performance evaluation. While many institutions understand the broad purpose of community development activity, uncertainty often arises around what qualifies as a community development service, how activities should be documented, and what examiners actually evaluate during review. A CRA community development […]
Community Reinvestment Act (CRA) SBL/1071
How SBL/Section 1071 Reporting Platforms Help LendersRegulatory reporting platforms help financial institutions manage the operational demands of Consumer Financial Protection Bureau’s (CFPB) Small Business Lending Rule (SBL)/Section 1071 compliance by supporting coverage analysis, data collection, validation, reporting workflows, audit readiness, and submission preparation. SBL/Section 1071 of the Dodd-Frank Act requires certain financial institutions to collect and report data regarding applications for […]
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