A review of recent CFPB enforcement action and Supervisory Highlights reveals numerous mentions of servicing practices across various financial products. State agencies have also taken action in response to servicing errors.
Fair Servicing
Fair Servicing in Focus: Navigating Regulatory Expectations and Managing Fair Lending RisksA review of recent CFPB enforcement action and Supervisory Highlights reveals numerous mentions of servicing practices across various financial products. State agencies have also taken action in response to servicing errors.
Blog
Join us at ICE Experience 2025RiskExec is proud to be an official exhibitor at the ICE Experience 2025 conference on March 10-12, 2025 at the Wynn Las Vegas. The mortgage industry’s premier event, ICE Experience, brings together over 2,000 mortgage industry professionals annually for three full days of learning, networking and fun. With a focus on bringing the American dream […]
Industry Insight
How to Approach 2025 HMDA and CRA Data Collection Amidst CFPB ChangesCFPB Changes Since its establishment in 2011 under the Dodd-Frank Act, the Consumer Financial Protection Bureau (CFPB) has played a pivotal role in financial services regulation, including the collection and compilation of mandated data. This responsibility notably includes Home Mortgage Disclosure Act (HMDA), originally enacted in 1975, with data collection authority shifting to the CFPB […]
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While neither candidate for president has really focused on housing and fair lending laws during his campaign, no matter who takes office in 2021, the future of housing finance could look quite different over the next few years.
