Mortgage Compliance and Market Shifts
Mortgage compliance has entered a new phase as we head towards 2026. The enforcement tone has softened, but complexity has grown. Federal oversight is evolving, state regulators are becoming more active, and technology continues to redefine how lenders manage risk. At RiskExec’s annual virtual event, RiskExec Connect 2025, Rob Chrisman and Robbie Chrisman of The […]
Fair Lending
Doing the Right Thing in Fair LendingThe rules have not changed, but the climate has. After years of expanding oversight and data transparency, fair lending and CRA enforcement have now entered a period of uncertainty. New Executive Orders, shifting priorities, and state-level actions are reshaping how compliance officers interpret risk. At RiskExec’s annual virtual event, RiskExec Connect 2025, Dr. Anurag Agarwal, […]
1071 Regulatory Updates
CFPB Proposes Section 1071 Revisions to Streamline Small Business Lending Data CollectionThe CFPB’s November 13, 2025 Section 1071 revised proposal focuses on narrowing covered credit, raising reporting thresholds, redefining small business eligibility, eliminating several data fields, and setting a uniform compliance date of January 1, 2028. What did the CFPB propose on November 13, 2025? On November 13, 2025, the Consumer Financial Protection Bureau (CFPB) proposed […]
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