Federal oversight may be loosening, but compliance risk remains. As 2026 approaches, financial institutions continue to navigate an uneven landscape in which enforcement priorities change with political winds, and state regulators continue to gradually expand their authority. At RiskExec’s annual virtual event, RiskExec Connect 2025, Erik Pieczkowski, CEO of RiskExec, and Andy Sandler, CEO and […]
Mortgage compliance has entered a new phase as we head towards 2026. The enforcement tone has softened, but complexity has grown. Federal oversight is evolving, state regulators are becoming more active, and technology continues to redefine how lenders manage risk. At RiskExec’s annual virtual event, RiskExec Connect 2025, Rob Chrisman and Robbie Chrisman of The […]
The rules have not changed, but the climate has. After years of expanding oversight and data transparency, fair lending and CRA enforcement have now entered a period of uncertainty. New Executive Orders, shifting priorities, and state-level actions are reshaping how compliance officers interpret risk. At RiskExec’s annual virtual event, RiskExec Connect 2025, Dr. Anurag Agarwal, […]
The CFPB’s November 13, 2025 Section 1071 revised proposal focuses on narrowing covered credit, raising reporting thresholds, redefining small business eligibility, eliminating several data fields, and setting a uniform compliance date of January 1, 2028. What did the CFPB propose on November 13, 2025? On November 13, 2025, the Consumer Financial Protection Bureau (CFPB) proposed […]
As part of RiskExec’s annual virtual event titled “RiskExec Connect 2025,” Arielle Sutherland, Director of Compliance Products at RiskExec, sat down with Dan Matthews, Director of Fair and Responsible Banking at Synovus, and Shannon Thomason, Senior Vice President and Deputy Chief Compliance Officer at Central Bank, to discuss how modernization is changing the way institutions […]
In a recent RiskExec panel webinar, leaders Annie Perizzolo of American Express and Chris Turner of FNBO shared firsthand insights from their 2025 Community Reinvestment Act (CRA) exam experiences. The discussion revealed significant shifts in regulatory expectations, and offered actionable strategies for financial institutions preparing for upcoming exams. The Evolving Landscape of CRA Exams Both […]
From October 19 to 22, leaders across the mortgage and lending industry will gather in Las Vegas for the MBA Annual Convention & Expo 2025. This year’s agenda centers on the forces reshaping financial services today: shifting regulations, market pressures, and the technology transforming how institutions approach compliance and risk management. This event represents an […]
If HMDA reporting feels like an annual fire drill, you’re not alone. Many institutions still rely on reactive, year-end reviews instead of proactive year-round management. Shifting that mindset can turn a regulatory obligation into a measurable operational strength. This article outlines how leading institutions are building proactive HMDA processes that maintain accuracy, efficiency, and confidence […]
The MBA Compliance & Risk Management Conference is where compliance leaders from across the country come together to address today’s most pressing regulatory challenges. RiskExec is excited to head to Washington, D.C. this September to talk about how banks like yours can manage risk with confidence while building more efficient compliance programs. If you’re attending, […]
ACUMA’s Make Your Mark Annual Conference is almost here, and we’re excited to connect with you in Denver, Colorado from September 21–24. This annual gathering is the premier event for credit union mortgage and lending professionals, giving you the chance to learn, collaborate, and strengthen your lending programs. At RiskExec, we’re proud to be active […]
In this article, you’ll learn how HMDA compliance can become a strategic growth driver. We’ll explore five ways to put your HMDA data to work: Why HMDA Compliance Matters For years, the Home Mortgage Disclosure Act (HMDA) has been viewed as a regulatory burden or a "check-the-box" exercise for banks, credit unions, and mortgage companies. […]
Are you ready to explore the future of fair lending? The regulatory landscape is always shifting, and staying on top of the latest changes is crucial for compliance professionals. That's why we're excited to announce that RiskExec will be exhibiting at the Dallas Area Compliance Association (DACA) Conference on September 17, 2025, and our very […]