2023 OCC Fair Lending Guidelines Click here to access the 2023 OCC Fair Lending Guidelines: https://occ.gov/publications-and-resources/publications/comptrollers-handbook/files/fair-lending/index-fair-lending.html

1071 Small Business Lending What is 1071? Congress directed the Consumer Financial Protection Bureau (CFPB) to adopt regulations governing the collection of small business lending data under the Dodd-Frank Wall Street Reform and Consumer Protection Act. Section 1071 amends the Equal Credit Opportunity Act (ECOA) under Dodd Frank, to require financial institutions to compile, maintain, […]

RiskExec Press Release August 16, 2022 (Washington, D.C.) - Today, RiskExec, Inc. (“RiskExec”) announced its software has been selected by Abilene, TX based First Financial Bank to assist in automating HMDA, CRA, Fair Lending processes. RiskExec is a leading SaaS compliance and reporting platform designed for managing regulatory compliance for banks, mortgage lenders, credit unions, […]

RiskExec Press Release July 14, 2022 (Washington, D.C.) - Today, RiskExec® announced it has been selected by Yamaha Motor Finance Corporation, U.S.A. (“Yamaha Motor Finance”) to provide its software to assist in the Fair Lending Analysis of Yamaha Motor Finance’s retail portfolios. Yamaha Motor Finance is a wholly owned subsidiary of Yamaha Motor Corporation, USA, […]

2020 CRA Peer Data This dataset includes small business, small farm, and community development lending data reported by certain commercial banks and savings associations. The data is available in RiskExec’s Peer Analysis module. The three Federal banking agency members of the Federal Financial Institutions Examination Council (FFIEC) - the Board of Governors of the Federal […]

RiskExec Release Notes Moved All RiskExec Users can now access recent Release Notes through the Help Center under the "Release Notes & Updates" section. Please note that you must be logged into RiskExec in order to access the Help Center. If you have any questions, please reach out to support@riskexec.com.

2020 HMDA LAR Files RiskExec is a comprehensive web-based compliance reporting and analysis platform that automates HMDA, CRA, redlining, and fair lending processes. The downloaded 2020 HMDA data includes 4,400 institutions comprising over 25 million records. “RiskExec learned that on March 31st, the CFPB began loading the 2020 HMDA data onto their files platform. We […]

RiskExec in 2020 RiskExec’s innovative and rapid response during this unprecedented year brought clarity to complex challenges and put powerful tools in the hands of the industry’s biggest players as they navigated change. Over the course of the year, RiskExec platform users expanded by over 30%. The nearly 800 active users represent: In 2020, RiskExec […]

Here are a few tips to help prepare for HMDA submissions, coming up on March 1, 2021.

The deadline for submitting your 2020 HMDA and CRA data is on March 1, 2021.

RiskExec has recently been updated to include the following enhancements.

2019 CRA Peer Data This dataset includes small business, small farm, and community development lending data reported by certain commercial banks and savings associations. The data is available in RiskExec’s Peer Analysis module. The FFIEC released this data on December 14, 2020 and later that day the RiskExec team had downloaded, validated, tested and loaded […]