2023 HMDA Peer Data

On July 11, 2024, the CFPB and FFIEC released the 2023 HMDA Peer National Snapshot. Our team has downloaded, converted, and reviewed the data.  It is now available in RiskExec for immediate use. It consists of submissions from 5,113 institutions totaling in 11,483,889 records as of May 1, 2024.

Note, that as in previous years, the following data was redacted before it was made public:

• The Loan Identifier (ULI/NULI), application date, action date, and credit scores have all been redacted
• Certain fields like DTI and CLTV have been banded to preserve anonymity
• Loan Amount has been rounded to the midpoint of the nearest $10,000 of reported value
• The 2023 data contains records with no GMI if the applicant chose a freeform GMI field only

As always, if you have any questions, please feel free to contact our team at support@riskexec.com.