Explore RiskExec's full suite advantages and the many benefits of our flexible, easy-to-use browser-based SaaS solution for all lending portfolios.
On March 20, 2023, the CFPB released the preliminary 2022 HMDA Peer Modified LARs. Our team has downloaded, converted, and checked the data. It is now loaded into RiskExec for immediate use. This year’s data has over 16 million records as compared to 26.12 million for 2021. In 2022, there were approximately 8.37 million Originations compared to 15.05 million in the 2021 HMDA Peer. These numbers represent a significant decline in both Applications and Originations from 2021 to 2022.
Note that the CFPB redacts certain data elements before it is made public. And the data set will evolve as institutions resubmit their data. As such, the public data is subject to change and the following items should be taken into consideration when using this data for any analysis:
As always, if you have any questions, please feel free to contact our team at riskexec.support@asurity.
Explore RiskExec's full suite advantages and the many benefits of our flexible, easy-to-use browser-based SaaS solution for all lending portfolios.