RiskExec Release Notes - January 21, 2026

HMDA Update Monitoring Following CFPB Discontinuation of GovDelivery Emails

The CFPB announced earlier this week that it will discontinue its GovDelivery email notifications (https://ffiec.cfpb.gov/updates-notes). While the CFPB’s decision removes its notification channel, RiskExec’s established monitoring approach remains in place. As part of our ongoing regulatory oversight, we periodically review how updates are communicated to clients. Our existing processes for identifying, evaluating, and communicating relevant regulatory updates remain unchanged.

HMDA APOR Data in RiskExec

The CFPB declared last week that, for the week of 1/5/2026, multiple values were published in the base tables on the CFPB Rate Spread site (https://ffiec.cfpb.gov/tools/rate-spread). For certain loan terms, two different sets of data were published.

Going forward, the current set of data uses the higher of the two sets. This is what is in place in RiskExec. At this time, the CFPB has not provided further guidance on how to handle loans that have differences in the Rate Spread based on the two sets, especially as it applies to high-cost lending disclosures. We encourage all users to review their loans for the Lock period of 1/5/2026 - 1/12/2026 and take any action as you deem fit. We will continue to monitor this issue and share additional guidance from the CFBP if it becomes available.

2026 Dunn & Bradstreet Data

The 2026 Dunn & Bradstreet small business counts data as of 01/08/2026 is now available in RiskExec and will be applied to 2026 files and datasets.

Dynamic Import Wizard

Review & Edit Mapping Screen: Search and Filter Options

Users now have the ability to search this screen using any Source Field, RiskExec Field, Source Value, or RiskExec Value. Additionally, a list of filter options have been added.

Review & Edit Mapping Screen: Transform Options

The Translation Table screen has two new options.

1. Default Value (when no match found) - Gives users the ability to choose a RiskExec value to be used when the source value doesn’t match any of the translations for a field.
2. Import Report Message (when no match found) - Under Advanced Options, a user has the option to create a message to be logged in the Import Report when no translation is found for a source value.

New Import Operation: Geocode After Import

The new operation Geocode After Import has been added to automate post-import geocoding.

The 2026 Forum

The 2026 Forum, an Asurity event with premier sponsor RiskExec, brings together compliance, risk, and lending professionals from across the country for 2.5 days of collaboration and insight. Join industry leaders and regulatory experts to explore emerging trends in HMDA, Fair Lending, CRA, and the regulatory environment.