On-Demand Webinar

Submission Season, Simplified: Aligning HMDA & CRA Data

How to align HMDA and CRA datasets to reduce exam friction and ensure a coherent lending story.

About the Webinar

By the time an exam begins, regulators have already concluded that your data is reliable. Now, they are looking for the story it tells. If your HMDA and CRA trends don't match, you may face a wave of follow-up questions that could have been avoided during the submission cycle.

In this second part of our "Submission Season, Simplified" series, RiskExec experts Arielle Sutherland and Sarah Brons share practical workflows to ensure your data is consistent, documented, and defensible.

What You'll Learn

The Examiner's View: How regulators use HMDA trends to provide context for CRA conclusions and validate lending performance.
Volume Weighting: Understand how your total lending volume drives which conclusions carry the most weight in your exam.
Proactive Documentation: Why documenting shifts in methodology or business changes now prevents "ad hoc" narratives during the exam.
Strategic Alignment: How to identify geographic gaps where low mortgage volume might be explained by high small business activity.

By mastering these alignment strategies now, your team can move from a reactive posture to a proactive one, ensuring your data tells a consistent, defensible story that stands up to regulatory review. Watch the 30-minute on-demand webinar to get started.

Speakers

Sarah Brons

Product Leader, CRA & 1071 SBL Products
RiskExec

Arielle Sutherland

Director, Compliance Products & Training
RiskExec