Community development services remain one of the more nuanced components of Community Reinvestment Act (CRA) performance evaluation. While many institutions understand the broad purpose of community development activity, uncertainty often arises around what qualifies as a community development service, how activities should be documented, and what examiners actually evaluate during review. A CRA community development […]
Qualified investments are one of the broadest and most collaborative areas of Community Reinvestment Act (CRA) compliance. Unlike lending or service activities that may sit within more defined operational functions, qualified investments often require coordination across treasury, capital markets, community development, philanthropy, marketing, and executive leadership. A qualified investment under CRA is generally a lawful […]
CRA Module Small Business Tract Penetration Report The Small Business Tract Penetration Report has been added to the CRA Module under Executive reports. This report shows small business lending distribution at the census tract level. Dashboards Customize Multi-Year Chart Title Users can now customize the title of their Multi-Year Charts. File Part Field Users can […]
Preliminary modified HMDA Peer Data Update The Preliminary modified HMDA LAR data has been updated in RiskExec as of May 27th. This will be the last update before the CFPB releases the 2025 HMDA Peer National Snapshot. Community Development Module Checkbox Fields Available in File Summary Chart Users can now also choose any checkbox, or […]
For many financial institutions, community development (CD) activity is not missed because lending teams lack effort. It is missed because CRA loan identification often depends on fragmented processes, inconsistent escalation practices, and manual recognition late in the lending lifecycle. CRA and CD loan identification is the process institutions use to identify loans that may qualify […]
Webinar: New Features for Community Development, HMDA, and CRA Teams Join us May 12 at 1:00pm ET for a live virtual session covering product updates first demonstrated at The 2026 Forum's Tips & Tricks Session. This includes the Community Development Module, CRA and CD dashboarding capabilities, and Dynamic Import Wizard enhancements for HMDA. Register now! Community […]
New RiskExec® Community Development Module Community development activity is expected to be categorized, geographically aligned, documented, and defensible across multiple exam cycles. Yet for many institutions, this work still lives in spreadsheets, shared drives, and disconnected tools that only come under pressure as exams approach. We are excited to announce that the brand-new RiskExec® Community […]