Redlining, Fair Lending, and Fair Servicing Modules Folders and Filtering The Datasets, Models, and Analysis grids now include folders, faceted filtering, and grouping, making it easier to organize and locate objects as lists grow.  Dynamic Import Wizard File to File Field Update Users can now update one file using data from another file using the […]

A difference in outcomes that looks unexplained may actually reflect a legitimate regulatory requirement, a prohibited basis, or a military-related protection. When those variables aren't available in the analysis, every such difference collapses into unexplained variance, which is the hardest kind to evaluate and to defend in a review. Financial institutions can now capture and […]

Register Now for The 2026 Forum! The 2026 Forum, an Asurity event with premier sponsor RiskExec, brings together compliance, risk, and lending professionals from across the country for 2.5 days of collaboration and insight. Join industry leaders and regulatory experts to explore emerging trends in HMDA, Fair Lending, CRA, and the regulatory environment. RiskExec clients […]

A review of recent CFPB enforcement action and Supervisory Highlights reveals numerous mentions of servicing practices across various financial products. State agencies have also taken action in response to servicing errors.

Fannie Mae Fair Servicing Fannie Mae recently published Fair Servicing Best Practices (“FSBP”). Developed with input from more than 30 mortgage servicers and community advocacy groups, the FSBP is intended to ensure Fannie Mae servicers are aware of the expectations that servicers will treat all borrowers fairly and consistently, and comply with the Equal Credit […]