2022 HMDA Peer LARs On March 20, 2023, the CFPB released the preliminary 2022 HMDA Peer Modified LARs. Our team has downloaded, converted, and checked the data.  It is now loaded into RiskExec for immediate use. This year’s data has over 16 million records as compared to 26.12 million for 2021. In 2022, there were approximately […]

RiskExec Press Release March 16, 2023 (Washington, D.C.) - Today, RiskExec, Inc. (“RiskExec”) announced its compliance software has been selected by Varo Bank to conduct Fair Lending analytics for its innovative financial products serving Americans living paycheck to paycheck, Varo Advance and Varo Believe. Varo Bank (www.varomoney.com) is the first all-digital, nationally-chartered U.S. consumer techbank […]

RiskExec Press Release March 14, 2023 (Washington, DC) - RiskExec® is pleased to announce that industry leading CRA professional, Sarah Brons, has joined RiskExec as Senior Vice President, CRA Products and Services.  In this newly created role, Sarah will oversee the design and enhancement of RiskExec’s SaaS-based CRA module, shaping features and functions to meet […]

RiskExec Press Release March 9, 2023 (Washington, D.C.) - Today, RiskExec® announced its fair lending analytics SaaS-based platform has been selected by Ironhorse Funding LLC (“Ironhorse”). Ironhorse is a leading provider of innovative, full-credit spectrum finance solutions to enthusiasts and dealers in the motorcycle, powersports, RV and marine markets. Ironhorse will utilize the RiskExec platform […]

2023 OCC Fair Lending Guidelines Click here to access the 2023 OCC Fair Lending Guidelines: https://occ.gov/publications-and-resources/publications/comptrollers-handbook/files/fair-lending/index-fair-lending.html

1071 Small Business Lending What is 1071? Congress directed the Consumer Financial Protection Bureau (CFPB) to adopt regulations governing the collection of small business lending data under the Dodd-Frank Wall Street Reform and Consumer Protection Act. Section 1071 amends the Equal Credit Opportunity Act (ECOA) under Dodd Frank, to require financial institutions to compile, maintain, […]

RiskExec Press Release August 16, 2022 (Washington, D.C.) - Today, RiskExec, Inc. (“RiskExec”) announced its software has been selected by Abilene, TX based First Financial Bank to assist in automating HMDA, CRA, Fair Lending processes. RiskExec is a leading SaaS compliance and reporting platform designed for managing regulatory compliance for banks, mortgage lenders, credit unions, […]

RiskExec Press Release July 14, 2022 (Washington, D.C.) - Today, RiskExec® announced it has been selected by Yamaha Motor Finance Corporation, U.S.A. (“Yamaha Motor Finance”) to provide its software to assist in the Fair Lending Analysis of Yamaha Motor Finance’s retail portfolios. Yamaha Motor Finance is a wholly owned subsidiary of Yamaha Motor Corporation, USA, […]

2020 CRA Peer Data This dataset includes small business, small farm, and community development lending data reported by certain commercial banks and savings associations. The data is available in RiskExec’s Peer Analysis module. The three Federal banking agency members of the Federal Financial Institutions Examination Council (FFIEC) - the Board of Governors of the Federal […]

RiskExec Release Notes Moved All RiskExec Users can now access recent Release Notes through the Help Center under the "Release Notes & Updates" section. Please note that you must be logged into RiskExec in order to access the Help Center. If you have any questions, please reach out to support@riskexec.com.

2020 HMDA LAR Files RiskExec is a comprehensive web-based compliance reporting and analysis platform that automates HMDA, CRA, redlining, and fair lending processes. The downloaded 2020 HMDA data includes 4,400 institutions comprising over 25 million records. “RiskExec learned that on March 31st, the CFPB began loading the 2020 HMDA data onto their files platform. We […]

RiskExec in 2020 RiskExec’s innovative and rapid response during this unprecedented year brought clarity to complex challenges and put powerful tools in the hands of the industry’s biggest players as they navigated change. Over the course of the year, RiskExec platform users expanded by over 30%. The nearly 800 active users represent: In 2020, RiskExec […]