2019 HMDA LAR Files RiskExec is a comprehensive web-based compliance reporting and analysis platform that automates HMDA, Community Reinvestment Act (CRA), redlining, and fair lending processes. The downloaded 2019 HMDA data includes 5,508 institutions comprising 17.5 million records. This represents an increase of an additional eight institutions and 300,000 records from the 2019 Preliminary HMDA […]
2019 HMDA LAR Files The downloaded 2019 HMDA data includes 5,500 institutions comprising 17.2 million records. “While there has yet to be a public CFPB announcement, RiskExec learned that at 11AM April 1, the CFPB released its 2019 HMDA data. We prioritized getting the data to every RiskExec client, and are pleased to report that […]
2018 HMDA Peer Data By Monday, September 2, RiskExec tested and loaded all FFIEC Census changes for its customers and by Saturday, September 7, had validated and loaded the National Snapshot 2018 Peer HMDA into its platform. “We understand the critical impact these data files have on our clients’ ability to perform analysis. It is […]
Information about how to access the Census 2019 files for HMDA/CRA, which have recently been updated in RiskExec.
Maps 2.0 Enhanced Search Capabilities The search feature within Maps 2.0 has now been updated to allow users to search by Assessment Area Set and individual Assessment Areas to zoom straight to a specified area. Record Display An edit option has been added to the record level such that you can now increase or decrease […]
HMDA & CRA Expanded Tract Categories Users can now utilize expanded tract categories in the filter capabilities directly within the HMDA and CRA modules. The filter now includes options for Majority Minority Census Tracts (MMCT), Majority-Black Census Tracts (MBCT), Majority-Hispanic Census Tracts (MHCT), Majority-Black-Hispanic Census Tracts (MBHCT), along with all corresponding High tract categories (tracts […]
When it comes to the new HMDA rules, you can't be too prepared for submissions. Make sure you have everything covered.
The expanded definition of loan types required leads to an increase in the number of submission errors and omissions. Learn how to distinguishing between them to minimize these in future submissions.
Here’s what you need to know about the new 2018 HMDA Platform, and how it will impact your submissions.
Between 2015 and 2016, the residential home market increased by one million originated loans with a total of two million records.
This updated file has resulted in 20,843 changed tracts. There are now 22,671 LMI tracts as opposed to 21,760.