In this article, you’ll learn how HMDA compliance can become a strategic growth driver. We’ll explore five ways to put your HMDA data to work: Why HMDA Compliance Matters For years, the Home Mortgage Disclosure Act (HMDA) has been viewed as a regulatory burden or a "check-the-box" exercise for banks, credit unions, and mortgage companies. […]
Fair Lending Module Dynamic Variables: Ability to Search Users now have the ability to search for a particular variable in the Dynamic Variables screen. To find a variable, begin typing the name or any of the criteria. Lock Month, Action Month, and Application Month Dynamic variables for action, application, and lock date fields have been […]
Encompass Integration Automated Download to eFolder RiskExec's HMDA ICE Encompass Integration now includes the ability to automate downloading the Geocoding, Rate Spread, and Edit Check results to the loan’s eFolder. RiskExec API Ability to Extract Public Datasets The RiskExec extract API can now be used to download public datasets. CRA Module Suppress Assessment Areas with […]
RiskExec has been updated to include the following enhancements: HMDA, CRA, and 1071 SBL Modules Restore Historical Import Settings Users now have the ability to restore import formats that have been overwritten or deleted. Username and Date/Time Stamp Added to Uploads The name of the user who uploaded a file and the date/time stamp of […]
CRA Module Multi-Year OCC Reports Users can now run the Regulatory OCC reports on multiple years at once. Fair Lending Module Core Dynamic Variables - HMDA Dataset Type To streamline model setup within the Fair Lending module for HMDA datasets, a new set of Core Dynamic Variables has been added. Data Quality Models: Choosing Numeric, […]
RiskExec’s HMDA Encompass Integration Download Services Users can now download their RiskExec Geocoding, Edit Checks, or Rate Spread results directly from Encompass. 2025 Census Data The final census data for 2025 HMDA and CRA submissions was released on July 11th and has been loaded into RiskExec. This release includes the FFIEC flat file, the HUD […]
2024 HMDA Peer National Snapshot On June 24, 2025, the CFPB and FFIEC released the 2024 HMDA Peer National Snapshot. Our team has downloaded, converted, and reviewed the data. It is now available in RiskExec for immediate use. It consists of submissions from 4,908 institutions, totaling 12,229,298 records, as of May 19th 2025. Though the individual […]
Redlining Analysis Module Analysis Results: Export All Tabs Users now have the ability to export all tabs of a Redlining Analysis into a single report. HMDA, CRA, and 1071 SBL Modules Record-Level Change Log Updates To assist users in keeping track of record-level changes, a new column has been added to the Change Log tab […]
CRA Module New FRB ReportsThe FRB’s Lending Activity and Lending Inside and Outside the Assessment Area reports are now available. Fair Lending Module Copy Dynamic VariablesUsers now have the ability to copy their existing Dynamic Variables. Application Year-Month and Action Taken Year-MonthThese fields have been added to the following additional data types: Fair Lending - […]
2024 Preliminary HMDA LAR Update On May 5, 2025, the CFPB released an updated version of the Preliminary 2024 HMDA Peer Modified LAR. The RiskExec team downloaded, converted, and reviewed the data. It was loaded into RiskExec on May 5th for immediate use. Dynamic Import Wizard Import Data Screen Update The last screen of the […]
RiskExec has been updated to include the following enhancements: Peer Analysis Module New CRA Report: Respondent Group Summary By Category The Respondent Group Summary By Category report has been added for CRA Respondent Group Peer Sets. HMDA, CRA, and 1071 SBL Modules Require Comment: Batch Updates When Application Detail Settings are enabled in File Setup, […]
RiskExec has been updated to include the following enhancements: Redlining Module Redlining Analysis: Peer Detail Tab Updates The count of branches for the target institution and the aggregate branch count of all lenders in a geography have been added to this tab. The branch counts include branches from the FDIC Summary of Deposits and from […]