New RiskExec® Community Development Module Community development activity is expected to be categorized, geographically aligned, documented, and defensible across multiple exam cycles. Yet for many institutions, this work still lives in spreadsheets, shared drives, and disconnected tools that only come under pressure as exams approach. We are excited to announce that the brand-new RiskExec® Community […]

HMDA Update Monitoring Following CFPB Discontinuation of GovDelivery Emails The CFPB announced earlier this week that it will discontinue its GovDelivery email notifications (https://ffiec.cfpb.gov/updates-notes). While the CFPB’s decision removes its notification channel, RiskExec’s established monitoring approach remains in place. As part of our ongoing regulatory oversight, we periodically review how updates are communicated to clients. […]

Submitting 2025 HMDA LARs The submission deadline falls on a weekend this year, so we strongly encourage submitting by Friday, February 27, to avoid potential issues. During the last quarterly filing period, the CFPB site was placed into maintenance. In addition, CFPB support availability is likely to be limited or unavailable over the weekend of […]

As part of RiskExec’s annual virtual event titled “RiskExec Connect 2025,” Arielle Sutherland, Director of Compliance Products at RiskExec, sat down with Dan Matthews, Director of Fair and Responsible Banking at Synovus, and Shannon Thomason, Senior Vice President and Deputy Chief Compliance Officer at Central Bank, to discuss how modernization is changing the way institutions […]

CRA Module New Regulatory Report: Mortgage Payment Affordability Users can access this report under Regulatory reports in the FDIC, FRB, or OCC report lists. This report analyzes housing affordability for LMI families by comparing their maximum affordable mortgage payment to the monthly cost of a home at the median housing value. FDIC Reports Update This report […]

HMDA, CRA, and 1071 SBL Modules Record List Updates: Create Export File The location of the Create Export File button has been changed. Users can now access this option by clicking on the Export button and selecting Create Export File. Record List Updates: Custom Export A new user interface has been created to allow users […]

Record List Report Format Updates Load Report Format When loading a report format, the saved formats will now be organized into categories - formats saved by you and formats saved by other users.  Search Fields A search bar has been added above the Fields to Include list when editing the report format fields/field order.  Encompass […]

If HMDA reporting feels like an annual fire drill, you’re not alone. Many institutions still rely on reactive, year-end reviews instead of proactive year-round management. Shifting that mindset can turn a regulatory obligation into a measurable operational strength. This article outlines how leading institutions are building proactive HMDA processes that maintain accuracy, efficiency, and confidence […]

In this article, you’ll learn how HMDA compliance can become a strategic growth driver. We’ll explore five ways to put your HMDA data to work: Why HMDA Compliance Matters For years, the Home Mortgage Disclosure Act (HMDA) has been viewed as a regulatory burden or a "check-the-box" exercise for banks, credit unions, and mortgage companies. […]

Fair Lending Module Dynamic Variables: Ability to Search Users now have the ability to search for a particular variable in the Dynamic Variables screen. To find a variable, begin typing the name or any of the criteria. Lock Month, Action Month, and Application Month Dynamic variables for action, application, and lock date fields have been […]

Encompass Integration Automated Download to eFolder RiskExec's HMDA ICE Encompass Integration now includes the ability to automate downloading the Geocoding, Rate Spread, and Edit Check results to the loan’s eFolder. RiskExec API Ability to Extract Public Datasets The RiskExec extract API can now be used to download public datasets. CRA Module Suppress Assessment Areas with […]

RiskExec has been updated to include the following enhancements: HMDA, CRA, and 1071 SBL Modules Restore Historical Import Settings Users now have the ability to restore import formats that have been overwritten or deleted. Username and Date/Time Stamp Added to Uploads The name of the user who uploaded a file and the date/time stamp of […]