HMDA Update Monitoring Following CFPB Discontinuation of GovDelivery Emails The CFPB announced earlier this week that it will discontinue its GovDelivery email notifications (https://ffiec.cfpb.gov/updates-notes). While the CFPB’s decision removes its notification channel, RiskExec’s established monitoring approach remains in place. As part of our ongoing regulatory oversight, we periodically review how updates are communicated to clients. […]
2026 Preparation 2026 File Year Users can now create Files, Datasets, or Assessment Area Sets for the 2026 file year. 2026 HMDA Edit Check Changes Edit Check Q621 has been removed for the 2026 file year due to redundancy with Edit Check V695. Edit Check V695 has been updated for the 2026 file year. Manage […]
Register Now for The 2026 Forum! The 2026 Forum, an Asurity event with premier sponsor RiskExec, brings together compliance, risk, and lending professionals from across the country for 2.5 days of collaboration and insight. Join industry leaders and regulatory experts to explore emerging trends in HMDA, Fair Lending, CRA, and the regulatory environment. RiskExec clients […]
Live Webinar! 1071 Update: Rethink, Refocus, and Realign Register for our 30-minute live webinar on December 10th at 1pm ET that will break down what has changed, what it means for your compliance roadmap, and how to keep your 1071 strategy on track before this proposal becomes final. Learn where to focus now, so your institution […]
CRA Module New Regulatory Report: Mortgage Payment Affordability Users can access this report under Regulatory reports in the FDIC, FRB, or OCC report lists. This report analyzes housing affordability for LMI families by comparing their maximum affordable mortgage payment to the monthly cost of a home at the median housing value. FDIC Reports Update This report […]
Record List Report Format Updates Load Report Format When loading a report format, the saved formats will now be organized into categories - formats saved by you and formats saved by other users. Search Fields A search bar has been added above the Fields to Include list when editing the report format fields/field order. Encompass […]
Fair Lending Module Dynamic Variables: Ability to Search Users now have the ability to search for a particular variable in the Dynamic Variables screen. To find a variable, begin typing the name or any of the criteria. Lock Month, Action Month, and Application Month Dynamic variables for action, application, and lock date fields have been […]
Encompass Integration Automated Download to eFolder RiskExec's HMDA ICE Encompass Integration now includes the ability to automate downloading the Geocoding, Rate Spread, and Edit Check results to the loan’s eFolder. RiskExec API Ability to Extract Public Datasets The RiskExec extract API can now be used to download public datasets. CRA Module Suppress Assessment Areas with […]
RiskExec has been updated to include the following enhancements: HMDA, CRA, and 1071 SBL Modules Restore Historical Import Settings Users now have the ability to restore import formats that have been overwritten or deleted. Username and Date/Time Stamp Added to Uploads The name of the user who uploaded a file and the date/time stamp of […]
RiskExec’s HMDA Encompass Integration Download Services Users can now download their RiskExec Geocoding, Edit Checks, or Rate Spread results directly from Encompass. 2025 Census Data The final census data for 2025 HMDA and CRA submissions was released on July 11th and has been loaded into RiskExec. This release includes the FFIEC flat file, the HUD […]
Data Updates New FFIEC Distressed and Underserved Census Tracts 2025 The latest list of Distressed or Underserved Nonmetropolitan Middle-Income Geographies has been added to RiskExec. Updated BISG Proxy Data We've updated RiskExec with the latest Zip and Block Group level data from the CFPB for the BISG proxy. New FFIEC Median Family Income 2025 We've […]
2024 HMDA Peer National Snapshot On June 24, 2025, the CFPB and FFIEC released the 2024 HMDA Peer National Snapshot. Our team has downloaded, converted, and reviewed the data. It is now available in RiskExec for immediate use. It consists of submissions from 4,908 institutions, totaling 12,229,298 records, as of May 19th 2025. Though the individual […]