RiskExec is the leading compliance reporting & analysis platform for HMDA, CRA, SBL/1071, and more.

CRA Module Multi-Year OCC Reports Users can now run the Regulatory OCC reports on multiple years at once. Fair Lending Module Core Dynamic Variables...

RiskExec’s HMDA Encompass Integration Download Services Users can now download their RiskExec Geocoding, Edit Checks, or Rate Spread results directly from Encompass. 2025 Census...

Data Updates New FFIEC Distressed and Underserved Census Tracts 2025 The latest list of Distressed or Underserved Nonmetropolitan Middle-Income Geographies has been added to...

2024 HMDA Peer National Snapshot On June 24, 2025, the CFPB and FFIEC released the 2024 HMDA Peer National Snapshot. Our team has downloaded, converted,...

Redlining Analysis Module Analysis Results: Export All Tabs Users now have the ability to export all tabs of a Redlining Analysis into a single...

At the recent Fair Lending Forum, we delved into the evolving landscape of consumer protection regulations, highlighting how states are increasingly stepping up their...

CRA Module New FRB ReportsThe FRB’s Lending Activity and Lending Inside and Outside the Assessment Area reports are now available. Fair Lending Module Copy...

2025 Community Reinvestment Act Performance Evaluations This year, RiskExec has been taking a closer look at Community Reinvestment Act (CRA) exam schedules and performance...

2024 Preliminary HMDA LAR Update On May 5, 2025, the CFPB released an updated version of the Preliminary 2024 HMDA Peer Modified LAR. The...

RiskExec has been updated to include the following enhancements: Peer Analysis Module New CRA Report: Respondent Group Summary By Category The Respondent Group Summary...

Washington, D.C. (April 21, 2025) – RiskExec, Inc. (“RiskExec®”), a leading compliance reporting and analytics software platform that helps institutions conduct proactive analysis in-house...

RiskExec has been updated to include the following enhancements: Redlining Module Redlining Analysis: Peer Detail Tab Updates The count of branches for the target...

RiskExec Press Release Knoxville, TN (April 2, 2025) - RiskExec, Inc. (“RiskExec”) is pleased to announce the availability of the Preliminary Modified Loan Application...

RiskExec is proud to be a Silver sponsor of Dark Matter Horizon, taking place in Jacksonville, FL from April 23-25. This year, Dark Matter...

RiskExec®, a SaaS-based compliance reporting and analysis platform, today announced the successful integration of its HMDA software module with Encompass by ICE Mortgage Technology...

RiskExec Product Release Notes RiskExec has been updated to include the following enhancements. Upcoming RiskExec Data Purge: 2018 In accordance with RiskExec's 7-year data...

RiskExec is proud to be an official exhibitor at the ICE Experience 2025 conference on March 10-12, 2025 at the Wynn Las Vegas. The...

CFPB Changes Since its establishment in 2011 under the Dodd-Frank Act, the Consumer Financial Protection Bureau (CFPB) has played a pivotal role in financial...

Learn more about RiskExec®'s announcement of a strategic growth investment from Vista Equity Partners.

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: LearningLab: Submission Prep Series In preparation for submission season, we are...

RiskExec Release Notes Client User Group Survey is Live!  To enhance your RiskExec user experience, we are exploring new ways to connect with you,...

2023 CRA Peer Data On December 16, 2024, the federal bank regulatory agencies, as members of the Federal Financial Institutions Examination Council (FFIEC) announced...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: CRA+ Module The CRA+ module is being developed to house the...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Redlining Module Search Redlining Analysis Peer Detail Results Users can now...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: 2024 FDIC Summary of Deposits and NCUA Data The FDIC Summary...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: RiskExec Connect 2024 Please join us for RiskExec Connect 2024 on Thursday, November...

RiskExec Press Release Washington, D.C. (August 27, 2024) - RiskExec, Inc. (“RiskExec”) is pleased to announce that Colorado-based Alpine Bank has selected the RiskExec...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Reports Role Change Log Report A new report has been added...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Record List Reset Button A new reset button has been added...

RiskExec Product Updates RiskExec has recently been updated to include the following enhancements. LearningLab by RiskExec We are excited to announce the launch of...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: National Snapshot of the HMDA 2023 Peer Data The CFPB and...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: 2024 FFIEC Census Updates in RiskExec RiskExec has been updated with...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Redlining Module Shortfall Metric Previously, a Gap metric was released and...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Peer Analysis Module Respondent List Report LEI has been added as...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Redlining Analysis Module Analysis Results Gap Metric Users can now benefit...

RiskExec Product Updates RiskExec has recently been updated to include the following enhancements: Preliminary 2023 HMDA Peer Modified LARs Updated in RiskExec The preliminary...

RiskExec Press Release Washington, D.C. (March 27, 2024) - RiskExec, Inc. (“RiskExec”) is pleased to announce the availability of the Preliminary Modified Loan Application...

RiskExec Release Notes Fair Lending, Redlining Analysis, Fair Servicing, and Batch Geocoding Modules Crosstab Report The Crosstab report has been added to the Fair...

Following the publication of this article, the Public File deadline was adjusted to January 1, 2026. CRA Public File Updates The recent lawsuit challenging...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: CRA Module: CRA Final Rule Addition A new report has been...

RiskExec Product Updates RiskExec has recently been updated to include the following enhancements: HMDA, CRA, and 1071 SBL Modules Update All File Parts Users...

Welcome to HMDA & CRA Submission Season As the submission March 1 deadlines loom for annual CRA and HMDA data reporting, Compliance Officers can...

Misleading Marketing Laws As of January 1, 2024, mortgage companies soliciting consumers in Illinois will need to ensure their marketing materials do not run...

Unlocking Insights: Analyzing the 2022 CRA Peer Data for Small Business, Small Farm and Community Development On December 20, 2023, the three Federal banking...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: FFIEC MSA, CBSA, and County Updates for 2024 RiskExec has been...

RiskExec Release Notes - December 6, 2023 Redlining Module RiskExec’s Redlining module has been updated to include additional measures to run an advanced analysis...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Maps New Layers: Bank Branches and Credit Union Branches Two new...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Redlining Analysis Module Streamlined Analysis Set Up The Streamlined Analysis set...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: 2024 HMDA Filing Instructions Guide and Supplemental Guide for Quarterly Filers ...

RiskExec Press Release Washington, D.C. (September 12, 2023) - RiskExec, Inc. (“RiskExec”) today announced that SoFi – the digital personal finance company – will rely...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Redlining Module New Analysis Measure: Ad Hoc User Filter Users now...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: 2023 Census Flat File and FFIEC Median Family Income Updates The...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements. Dynamic Import Wizard Column Header Row Selection Update The Dynamic Import...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: 2022 HMDA Peer Data and Other Updated Data in RiskExec On...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Maps Themes: Apply Outside Assessment Areas Users can now choose to...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: 2022 and 2023 Zip Codes Are Now Available The US Department...

RiskExec Product Updates RiskExec has recently been updated to include the following enhancements: BISG Proxies The latest version of the BISG Proxy available from...

Seven Question with Principal Software Engineer, John Murphy! Meet John Murphy! He’s our Principal Software Engineer at RiskExec and this April, we celebrated his...

RiskExec Product Updates RiskExec has recently been updated to include the following enhancements: 1071 Module Final Rule Updates The team has worked diligently to...

RiskExec Release Notes Geocoding New Geocoding Source: Esri Esri (https://www.esri.com/en-us/home) has replaced Microsoft BING as RiskExec’s backup geocoding source. HMDA and CRA Modules Manage...

RiskExec Press Release March 16, 2023 (Washington, D.C.) - Today, RiskExec, Inc. (“RiskExec”) announced its compliance software has been selected by Varo Bank to...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: HMDA and CRA Modules 2023 FFIEC Geocoding RiskExec is now checking...

RiskExec Press Release March 9, 2023 (Washington, D.C.) - Today, RiskExec® announced its fair lending analytics SaaS-based platform has been selected by Ironhorse Funding...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: 1071 Small Business Lending Module Now Available in RiskExec  RiskExec has...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: 2022 Dunn & Bradstreet Data Now Available The Dunn & Bradstreet...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Redlining Module Advanced Analysis: Exclude Peers Without Branches Users can now...

RiskExec Product Updates RiskExec has recently been updated to include the following enhancements: 2023 Update Users can now create files, datasets, and Assessment Area...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: 2021 Community Reinvestment Act (CRA) Peer Data Available On December 15,...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Batch Geocoding ModuleAbility to Import LocationsUsers can now import their own...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Batch Geocoding ModuleAbility to Run Proxies Users can now import proxy...

1071 Small Business Lending What is 1071? Congress directed the Consumer Financial Protection Bureau (CFPB) to adopt regulations governing the collection of small business...

RiskExec Release Notes ReportsImproved Efficiency When running Reports in RiskExec RiskExec has updated its system to improve the run time and efficiency of its...

RiskExec Release Notes Redlining Analysis Peer and Market Results Now Available in 2022 Dataset Analyses Users are now able to get peer and market...

RiskExec Release Notes FFIEC Census Data Update RiskExec has been updated to include the most recent FFIEC census data released on August 26, 2022. ...

RiskExec Press Release August 16, 2022 (Washington, D.C.) - Today, RiskExec, Inc. (“RiskExec”) announced its software has been selected by Abilene, TX based First...

RiskExec Product Updates Dynamic Import Wizard Pre-Configured Standard Formulas and the Ability to Save Calculated Field Expressions Users now have access to a Standard...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Redlining Module When a user runs an Advanced Redlining analysis on...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Peer Analysis Module HMDA 2021 National Snapshot The HMDA 2021 National...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: HMDA ModuleIRS Report The RiskExec HMDA IRS report has been updated...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: HMDA and CRA Modules New Enhanced Quality Edit Checks RiskExec has...

RiskExec Release Notes Fair Lending Forum ​​​The Fair Lending Forum is taking place in Charlotte, NC on May 2 - 4. Admission is FREE....

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Fair Lending Forum You are cordially invited to the Fair Lending...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: HMDA and CRA ModulesEdit Checks RiskExec has been updated to add...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: HMDA and CRA ModulesDynamic Importer If a Dynamic Import format is...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Geocoding2022 Census Data When a user begins the geocoding process for...

RiskExec Release Notes CRA Module Regulatory Reports RiskExec has added a set of reports that analyze the percentage of mortgage loans by income tract...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Fair Lending Module​​ Attaching Assessment Area Sets to DatasetsUsers are now...

Banking, lending, and other financial institutions are required to remain in compliance with a long list of regulations, including those established by the Community...

Understanding fair lending exposure and what it means for your bank or financial organization is essential to managing discriminatory risks and remaining compliant. Having...

RiskExec Release Notes Dynamic Importer Ability to Search for Fields Users now have the ability to search for the fields they want to map...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Fair Lending ProxyWhen setting BISG proxies there is a new option...

The CFPB issued a report on HMDA data collected in 2018, 2019, and 2020 that outlines a number of trends in residential mortgage originations.

RiskExec Release Notes Moved All RiskExec Users can now access recent Release Notes through the Help Center under the "Release Notes & Updates" section....

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: RiskExec User PermissionsRiskExec has simplified our user permission structure and has...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: RiskExec Reports Branch List ReportRiskExec has updated the Branch List report...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: RiskExec Maps RiskExec has updated the Tract Demographics report that is...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: Peer AnalysisRiskExec has updated the 2021 PPP data through data released...

RiskExec Release Notes RiskExec has recently been updated to include the following enhancements: HMDA Peer Data The 2020 HMDA Preliminary Peer Data has been...

RiskExec Release Notes HMDA There is a new import format called “Field Data Compare.”  This import will allow a user to compare data within...

RiskExec Product Updates RiskExec has recently been updated to include the following enhancements: Peer AnalysisHMDA Peer Data Downloads  RiskExec is providing a way to...

RiskExec has recently been updated to include the following enhancements.

2020 HMDA LAR Files RiskExec is a comprehensive web-based compliance reporting and analysis platform that automates HMDA, CRA, redlining, and fair lending processes. The...

RiskExec in 2020 RiskExec’s innovative and rapid response during this unprecedented year brought clarity to complex challenges and put powerful tools in the hands...

Here are a few tips to help prepare for HMDA submissions, coming up on March 1, 2021.

The deadline for submitting your 2020 HMDA and CRA data is on March 1, 2021.

RiskExec has recently been updated to include the following enhancements.

RiskExec has recently been updated to include the following updates/enhancements.

2019 CRA Peer Data This dataset includes small business, small farm, and community development lending data reported by certain commercial banks and savings associations....

RiskExec has recently been updated to include the following updates/enhancements.

While neither candidate for president has really focused on housing and fair lending laws during his campaign, no matter who takes office in 2021,...

RiskExec has recently been updated to include the following updates/enhancements.

RiskExec has recently been updated to include the following updates/enhancements.

RiskExec has recently been updated to include the following updates/enhancements.

On July 15th, the Consumer Financial Protection Bureau (CFPB) filed suit against a non-bank lender based in Chicago, alleging violations of the Equal Credit...

RiskExec has recently been updated to include the following updates/enhancements.

RiskExec has recently been updated to include the following updates/enhancements.

RiskExec has recently been updated to include the following corrections/enhancements.

With COVID-19 still top of mind for most, lenders cannot afford to assume that concerns of fair lending compliance will fade away.

RiskExec has recently been updated to include the following corrections/enhancements.

On Thursday, April 16, the CFPB announced an amendment to Regulation C raising the loan-volume coverage thresholds for financial institutions reporting data under the...

RiskExec has recently been updated to include the following corrections/enhancements.

Lenders should make sure all their fair-lending policies, procedures, and documentation remain fresh, are actively used, and are effective.

RiskExec has recently been updated to include the following corrections/enhancements.

Regulatory Updates The Alaska Department of Commerce, Division of Banking and Securities (“Department”) has amended their regulations dealing with mortgage lending and nonprofit exemptions,...

Regulatory Updates The Colorado and Georgia regulators have amended their rules related to temporary authority for mortgage loan originators.  COLORADO RULES 4 CCR 725-3...

Regulatory Updates The Consumer Financial Protection Bureau (“CFPB”) announced the asset-size exemption thresholds for 2020 for Regulation C and Regulation Z.  The Oregon Department...

RiskExec has recently been updated to include the following corrections/enhancements.

Regulatory Updates The Alaska legislature amended its laws related to mortgage loan originator licensing exemptions.  The Nebraska legislature amended provisions related to its Installment...

OKLAHOMA SENATE BILL 915 The Oklahoma legislature has enacted provisions related to online notarial acts, the recording of electronic documents, and the use of...

Legislative Updates The Oregon legislature has amended the Oregon Consumer Information and Protection Act (formerly known as the Consumer Identity Theft Protection Act).  They...

Federal Compliance Updates The U.S. Congress previously enacted the Economic Growth, Regulatory Relief and Consumer Protection Act which amended the SAFE Act to provide...

WASHINGTON RULES 208-660-006 The Washington Department of Financial Institutions has amended rules implementing the Mortgage Broker Practices Act (“Act”), effective November 24, 2019.  A...

Compliance Updates The states of Hawaii, Indiana, Oklahoma and Texas have recently amended their laws or regulations regarding various aspects of licensing for mortgage...

Legislative Updates New Jersey has enacted a foreclosure mediation act, effective November 1, 2019.  New York has amended the laws regarding servicing transfers and...

Regulatory Updates Federal agencies have revised the loan amount threshold for which appraisals are required, effective October 9, 2019.  The FHFA has issued a...

Regulatory Updates The Nevada legislature has amended its Equal Opportunity for Credit Act (“Act”), and the New Jersey legislature has amended its security breach...

On the morning of September 13, 2019, the FDIC released the 2019 Summary of Deposits data.

2018 HMDA Peer Data By Monday, September 2, RiskExec tested and loaded all FFIEC Census changes for its customers and by Saturday, September 7,...

RiskExec has recently been updated to include the following corrections/enhancements.

Information about how to access the Census 2019 files for HMDA/CRA, which have recently been updated in RiskExec.

Insights from President Dr. Anurag Agarwal on how to streamline the redlining analysis process.

Legislative Updates The Illinois legislature has amended its laws related to short sales and foreclosures, effective August 16, 2019.  The New York legislature has...

CFPB Updates TRID FAQ’s Regarding Loan Estimates The Consumer Financial Protection Bureau (“CFPB”) recently updated its TILA/RESPA Integrated Disclosure (“TRID”) FAQ’s on July 31,...

RiskExec has recently been updated to include the following corrections/enhancements.

Legislative Updates The State of Maine recently enacted the Maine Revised Uniform Fiduciary Access to Digital Assets Act, effective June 20, 2019.  The Washington...

NEVADA RULES CHAPTER 645B AND 645F The Nevada Commissioner of Mortgage Lending (“Commissioner”) recently amended rules to add provisions regarding mortgage brokers and mortgage...

Maps 2.0 - LayersUsers now have the ability to completely remove fill color on area layers. The default record dot size on the map...

Legislative Updates The Tennessee legislature recently enacted the Online Notary Public Act, effective July 1, 2019.  In addition, the Tennessee Department of State has...

KENTUCKY HOUSE BILL 285 The Kentucky legislature recently amended several provisions of its Consumer Loan Company Act (“Act”), effective June 26, 2019. "Consumer loan...

Legislative Updates The Nebraska legislature recently passed the Online Notary Public Act (“Act”), effective May 30, 2019.  The Nevada legislature recently amended its laws...

Regulatory Updates FEDERAL AGENCIES AMEND REGULATIONS REGARDING FLOOD HAZARD AREAS - 82 FEDERAL REGISTER 4953  The Office of the Comptroller of the Currency (“OCC”),...

Legislative Update The Arizona legislature recently amended its recording fees, effective June 30, 2019.  The Arkansas legislature recently amended the Fair Mortgage Lending Act...

ILLINOIS REGULATION 38 IL ADMIN CODE PART 1050 The Illinois Department of Financial and Professional Regulation recently amended certain rules related to the Residential...

Legislative Updates The New Jersey legislature recently revised the statute of limitations for foreclosures, amended its laws related to common interest associations regarding the...

Legislative Updates The West Virginia legislature recently amended its laws related to financial institutions and to provide for out-of-state commissioners who may take acknowledgments...

Legislative Updates The Utah legislature has recently amended its mortgage loan originator licensing laws to allow temporary authority, the law setting recording fees; the...

Maps 2.0 Enhanced Search Capabilities The search feature within Maps 2.0 has now been updated to allow users to search by Assessment Area Set...

RiskExec successfully integrated the CFPB's recently released 2018 HMDA Modified LAR files. This data enhances users’ ability to compare recent years performance among peer...

Learn more about the S.2155 HMDA Exemptions that went into effect in May 2018 in this RiskExec blog post. Click to read now.

NEVADA TEMPORARY RULES CHAPTER 240 The Nevada Secretary of State recently issued temporary rules governing electronic notarizations, effective January 8, 2019.  The regulations relate...

Regulatory Updates The Illinois legislature recently amended provisions of its Residential Mortgage License Act (“Act”), effective December 19, 2018.  The Consumer Financial Protection Bureau...

DISTRICT OF COLUMBIA L22-0189   The Council of the District of Columbia recently enacted the Revised Uniform Law on Notarial Acts Act of 2018...

MINNESOTA SENATE FILE 893 The Minnesota legislature recently adopted the Revised Uniform Law on Notarial Acts (“Act”).  The Act applies to a notarial act...

RHODE ISLAND SENATE BILL 2560 AND HOUSE BILL 7502 The Rhode Island legislature recently enacted a Uniform Law on Notarial Acts (“Act”), effective January...

Ensuring banks receive full credit for their LMI community work means allowing for context, freedom, and customization in contemporary CRA approach.

Reporting Complex Filter Capabilities The RiskExec filter has been enhanced to include “ALL” or “ANY” options. Users can now drag a criteria into the...

RiskExec has recently been updated to include the following enhancements.

The Bureau of Consumer Financial Protection (“BCFP”) (also referred to as the “CFPB”) issued Compliance Bulletin 2018-01 on September 25, 2018, to announce changes...

NEW JERSEY ASSEMBLY BILL 2035 The New Jersey legislature recently amended several provisions of its Residential Mortgage Lending Act (“Act”), effective November 22, 2018....

Legislative Updates The Florida legislature recently amended its laws regarding bankruptcy matters in foreclosure proceedings, effective October 1, 2018.  The Florida Office of Financial...